Home

FinCo Allows Dealers and Dealer Groups to Finance Their Own Deals

  • Automobiles
  • Trucks
  • Powersports
  • Boats
  • Commercial Vehicles and Equipment

We Focus on Collateral Based Financing (Versus Credit Based Lending)

Sign Up Now to Take Advantage of our BuyHere-PayTHERE Product:

  • NO SIGN UP FEE
  • NO MONTHLY MINIMUM
  • YOU KEEP THE PRINCIPAL

How many subprime customers with cash have you lost because you can't get them bought? Watch this 90 second video to learn how you can increase your bottom line by banking your qualified subprime customers yourself.

View 90 Second Educational Video

Download the latest flash video player - CLICK HERE

Login

FINCO SOLVES THE SUBPRIME DILEMMA
FinCo Management helps auto dealers finance their own deals which make business sense but no lender will buy. We are your virtual finance company, enabling you the dealer to convert unbankable potential buyers into appreciative customers. Smart Deal. Done Deal.

Dealers
FinCo is your solution to the deep subprime dilemma. We have put together the best tools, vendors, and processes to give you the smartest finance department in the industry. We help you increase your used car revenue by financing your profit on the Smart Deals that make sense. You decide if you want to grant credit terms to your customer and we will do the rest. With FinCo, you can bank the unbankables yourself and develop subprime buyers into loyal repeat business. Do more sales. Make more profit. That is the bottom line.

Customers
FinCo enables customers to buy better cars and build better credit. Financing a car can seem like a confusing and overwhelming process to the typical consumer, but it doesn't have to. FinCo helps customers understand every part of the process - from filling out the credit application, through understanding your paperwork, and making your payments. We also give you the opportunity to improve your credit history by making your payments on time. We are here to help YOU.

Distributors and Resellers
Our BuyHere-PayTHERE product lets you increase your product line and capitalize on your existing relationships with dealers. If you have sales experience in the automotive industry, we are interested in talking to you about the opportunities available to our distributors. See our Distributors and Resellers page to learn more.


What is BuyHere-PayTHERE?

  • BuyHere-PayTHERE allows you the dealer to structure and finance your own deals.
  • FinCo does the work for you - we handle the Originations, Underwriting, Documentation, Bookings, Monthly Statements, Reporting, Servicing/Collection, Customer Service, Title Management, Repossession.
  • You receive the principal portion of each payment made and FinCo keeps the interest.
  • An $85 origination fee is deducted from the first principal payment.
  • We provide online Consumer, Sales, and F&I video training.

BHPT IS NOT for every deep subprime buyer.

BHPT IS for buyers with sufficient cash to support a deal structure that makes business sense even if no payments are ever received.

No sign up fee.
No monthly subscription fees.
No minimum volume requirements.

Questions:

A. How many unbankable customers come on your lot per month?
B. Of these unbankables, how many have some cash which could cover your costs?
C. Could you comfortably structure deals where they drive the car for the down payment and you take the rest of your profit over time?
D. What do you do with these customers now?
E. Would the BHPT product help you sell more cars? If YES, how many per month?

If the answer is even ONE, FinCo can help you increase your bottom line and SELL MORE CARS.

Smart Deal. Done Deal.